Skip to content. During the transition period, your TSP savings will remain invested in the TSP funds you've chosen. It consists of a total stock market fund, total bond fund, and total international fund. Summary: The TSP L 2025 Fund is a "fund of funds" invested in the TSP G, F, C, S, and I Funds. L 2050 Fund. TSP Talk - Thrift Savings Plan: Quotes, Charts, Info: TSP Share Prices & Returns Fund Index Quotes Popular Charts Market Futures Quotes Earnings Reports Economic Calendar Need a back-link. At the end of November, the C Fund was up 23.16% for the year-to-datea drop of more than 3% in less than two weeks. The S Fund is down -9.24%. *Note: TSP share prices are updated by approximately 8 pm EST . Federal workers can contribute a maximum of $20,500 to their TSP (in 2022). L 2065 Fund. The G Fund has returned an average of 5.29% per year. Extended TSP Fund Performance Table. Both TSP Pilot's Conservative and Aggressive Allocations have performed incredibly well since being launched, with both delivering double digit returns in 2019. The most current expense ratios on TSP.gov show the S fund has the highest at 0.068%, the C fund is at 0.051%, and the G fund is now 0.049%. The buy-and-hold strategy of investing is down -5.19% (5 funds). It invests about 30 percent in . The average total expense ratio was 4.3 basis points in December 2020, and grew 18.6% to 5.1 basis points the following month. The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. Thrift Savings Plan C Fund Monthly Returns: Apr 2022-8.72% -- Thrift Savings Plan F Fund Monthly Returns: Apr 2022-3.75% -- Thrift Savings Plan G Fund Monthly Returns: Apr 2022: 0.20% : 17.65% Thrift Savings Plan I Fund Monthly Returns: Apr 2022-6.39% -- Thrift Savings Plan L 2030 Fund Monthly Returns: Apr 2022-5.12% -- Thrift Savings Plan L . Yes. It is one of the most effective retirement plans in use today, but it must be managed on an ongoing basis if you expect it to be a primary source of retirement funding. Thrift Savings Plan Talk For Federal Government Employees and Military Personnel. Latest Monthly TSP Returns: May 2022. The results shown below are exactly how the Chief Technical Analyst trades his personal TSP retirement account! L 2030 Fund. If you have a very low risk tolerance and want to keep your retirement nest egg intact you may wish to consider the TSP G Fund. Our leading competitor on TSPTalk.com "Intrepid Timer" is down -10.17% . This high performance Strategy was designed to utilize the True Sector Rotation algorithm during bull markets to select and own the best trending of the various stock funds (TSP C-Fund, S-Fund, I-Fund, and . The Thrift Savings Plan (TSP) is a retirement savings and investment plan for federal employees and members of the military. Menu. When available, all TSP participants will need to set up a new login . The G Fund, sometimes thought to be the safest TSP fund, is up 1.56% over the past 12 months and up 0.44% for the year-to-date. The indexes we use do not account for . Click on the interactive performance graphs below for greater detail and performance break downs . Its earnings consist mostly of dividend income and gains (potentially losses) in the price of stocks. The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. Daily data is fetched for all funds: C Fund (Common Stock Index Investment Fund), S Fund (Small Cap Stock Index Investment Fund), I Fund (International Stock Index Investment Fund), G Fund (Government Securities Investment Fund), F Fund (Fixed Income Index Investment Fund), L . S Fund. But the common stocks of the C Fund continued their downward trajectory, finishing the May reporting window 1.65% in the red. "TSP Thrift Savings Plan" Strategy Design. Last month, only the small- and mid-size businesses of the Thrift Savings Plan's S Fund and the government securities (G) fund increased in value. As was the case at the end of January, all of the TSP Funds are showing negative results with the exception of the G Fund which has gained 0.24%. The F Fund has . The Thrift Savings Plan (or TSP for short) is a defined contribution retirement plan, similar to a 401 (k), for federal employees and members of the uniformed services. L 2065 Fund. The Internal Revenue Code provides for penalties under certain circumstances and one of those circumstances is a 10% . An initial investment of $1,000 on 8/31/1990 would today be worth $5,394: At the end of February, it was down 3.15%. I Fund. Some competitors keep changing their strategies, others not listed do not even provide their returns, and finally, some trade more than two times a month. The TSP, or Thrift Savings Plan, is a defined contribution retirement savings and investment plan for Federal employees and members of the uniformed services. L Income. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP . Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. By comparison, the benchmark S&P 500 index closed out 2021 with a gain of 26.9%, or a total return of 28.7% including dividends. So 50% C and 10% S. Then 20% in . L 2035 Fund. So how have the various TSP funds performed over their lifetime? For November, the C Fund was down 0.69%. L 2040 Fund. Budgets for TSP are expected to decrease as the infrastructural improvements . well ahead of the buy-and-hold strategy and all competition. TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. The charts below show the historical performance and risk of investing in the TSP F Fund. I wanted to look at fund performances across several business cycles, so I created the table below which adds in historical performance data for . FEATURED. The S Fund is a close second coming in at 11.60%. The C Fund (Common Stocks) increased 28.68% in 2021, after reversing a -0.69% loss in November to a 4.48% gain in December. TSP Share Prices; Monthly Returns ; Annual Returns; TSP Overview; Monthly TSP Performance. L 2060 Fund. G Fund. Funds at a glance There are six major funds TSP participants can invest in: The "C" Fund The C Fund sets out to match the performance of the Standard and Poor's 500 (S&P 500) Index. That puts the C Fund as the leader among TSP Funds for the year to date so far. What it Takes to Be a TSP Millionaire in Today's Dollars. 2021. Published: April 18, 2022. S Fund. TSP: Markets May Be Rotating; S Fund vs. C Fund. View current and historical monthly rates of return for funds in the Thrift Savings Plan (TSP) going back to 1988. TSP Allocation Model. G Fund returns did not keep up with the cost of living. The TSP's C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. As FAA employees or individuals, we do not profit from our efforts but do wish to recover basic expenses. TSP Share Prices; Monthly Returns; Annual Returns; TSP Overview ; Annual TSP Performance. The amount of C fund in the lifecycle funds varies from 12.2% in the "L Income" fund (for current retirees) to 49.72% in the L 2065 fund. The same was done for the other TSP funds and their underlying index. I Fund. View current and historical annual rates of return for the funds in the Thrift Savings Plan (TSP) going back to 1988. Three-Year Average: Our . Our goal is adding 1% more yearly to your TSP plan. The I Fund is ahead for the month, as noted above and has a very . F Fund. The earlier the "target date" of the lifecycle fund, the less C fund and other stock funds it will have. Our estimated expenses are $6000 per year (for hosting and . We took a look back to 1988 when the index the S fund track came into existence and found the C and S fund are in a dead heat for first place over this . The TSP L 2025 Fund is one of the TSP Lifecycle Funds, designed for investors who plan to withdraw their money beginning 2021 through 2027. See also this page for historical share prices and trends. The federal government's 401 (k)-style retirement savings program got off to a rocky start in 2021, as most of its portfolios ended January slightly in the . L Income. L 2045 Fund. It's not tailored to that individual person's scenario like an investment advisor could do. In the introduction of the article, I said that the TSP S Fund grew by over 30% in 2020. or want to Advertise? Lessons Learned Growing a TSP Balance Beyond $1M . Fund Returns From: June 1, 2022 thru June 1, 2022 (Actual COB May 26 thru COB Jun 1) You are not contributing at least 5%. TSP Returns in 2022: One Fund is Up and One Down 13.30%. The fund uses a "passive management" (indexing) investment approach, designed to match the performance of the Barclays Capital U.S. The G Fund, sometimes thought to be the safest TSP fund, is up 1.56% over the past 12 months and up 0.44% for the year-to-date. For example, we extended the TSP C Fund with the S&P 500 Total Return index. You can join other TSP participants on our popular TSP . The contribution limits for the TSP are the same as for the 401 (k) and the government provides matching contributions on the first 5% of your salary you contribute. At the end of February, the I Fund was down 6.47% for the year and it is now down 7.27%. TSPDataCenter.com is the one stop resource for federal employees and federal retirees to find current and historical Thrift Savings Plan (TSP) share prices and rate data for performance of each of the core TSP funds (G Fund, F Fund, C Fund, S Fund I Fund) as well as the Lifecycle (L) Funds. The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. To add this to your My Strategies list, click the icon to open the Select-a-Strategy popup window and select TSP Thrift Savings Plan from the list. Common Stock Index Investment Fund (C Fund) This fund is the most conservative of the three stock funds available in the TSP. L 2025 Fund. You can make pretax contributions in a traditional TSP. Since January, the G Fund has gained 0.86%. Daily, monthly and annual TSP performance, rates of . The small- and mid-size businesses . As of 6/3/2022, the fund has a compound annual growth rate of 5.4%, annualized standard deviation of 3.9%, and Sharpe Ratio of 0.32. The C Fund has returned an average of 10.07% per year. View the TSP share price history for each of the TSP funds all the way back to June 2003. We charted the indexes tracked by the TSP funds prior to the publishing of the daily TSP prices to see how they would have performed at the last two market peaks. See also this page for historical share prices and trends. This year, it is only about 0.60%, give or take a few basis points. The average over the lifetime of the fund since inception has been about 5%. L 2050 Fund. Delivering terrific returns since 2004! Since January, the G Fund has gained 0.86%. *Note: TSP share prices are updated by approximately 8 pm EST . The TSP's C Fund increased 28.68% in 2021. All TSP lifecycle funds contain some amount of the C fund. Here's how the TSP match formula works: Automatic 1% agency contribution. For the past 12 months, the most popular fund among the TSP core funds is still up 27.89%. G Fund 1.38% F Fund -1.46% C Fund 28.68% S . F Fund. The stock funds are down -6.87%. Tesla returned nearly 700% in 2020 and had the largest market cap of any stock not in the S&P 500. The G Fund is often thought of as the "safest" TSP Fund as it never goes down. Dollar-for-dollar match on the first 3% of employee contributions. An initial investment of $1,000 in 1990 would be worth $16,203 today [1]. L 2030 Fund. It was established by Congress in the Federal Employees' Retirement System Act of 1986 and offers the same types of savings and tax benefits that many private corporations offer their employees under 401(k) plans. An initial investment of $1,000 on 8/31/1990 would today be worth $24,974: Aggregate Bond Index, a broad index representing the U.S. bond market. So far this year, the C . The TSP does not have a total stockmarket fund but you can replicate this with a 5 to 1 ratio of C and S funds. After 90 days risk free trial, this service costs $2 per month for the first 3 years and is reduced to $1 per month after that. The biggest con to the lifecycle funds is that it's not a tailored decision. The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. It was established by Congress in the Federal Employees' Retirement System Act of 1986 and offers the same types of savings and tax benefits that many private corporations offer their employees under 401(k) plans. L 2040 Fund. TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. L 2035 Fund. The G Fund is often thought of as the "safest" TSP Fund as it never goes down. The F Fund provides broad exposure to U.S. investment grade bonds. L 2045 Fund. What is the best TSP fund today? Payroll contributions and loan payments will continue. Thrift Savings Plan. G Fund. Thrift Savings Plan. *Note: Due to continuing upgrades to the TSP site, updated fund prices have been unavailable since May 26. It's simple, effective, and has proven time and time again to beat most actively managed mutual funds after fees. After a massive period of large cap outperformance, we just had one of the biggest short-term rotations towards small cap outperformance since 1999 . The TSP Folio strategy has been consistently profitable, with a compound annual growth rate (CAGR) of 9.2%. L 2060 Fund. The . As was the case at the end of January, all of the TSP Funds are showing negative results with the exception of the G Fund which has gained 0.24%. This is still a very good return but a sudden drop in value is always disappointing. The S Fund is way ahead on a 12-month cycle though with a gain of 62.54%. But the common stocks of the C Fund continued their downward trajectory, finishing the May reporting window 1.65% in the red. However, 2021 was a great example of how the G Fund can be too conservative. TSP Fund Performance. The C Fund is still down 4.59% for the year-to-date but it is up 15.63% for the past 12 months. When the index . Find the latest TuSimple Holdings Inc. (TSP) stock quote, history, news and other vital information to help you with your stock trading and investing. It aims to achieve a moderate level of growth with a moderate emphasis on preservation of investment capital. The TSP F Fund is a U.S. bond index fund. For most of the TSP Funds, including the Lifecycle Funds, the year-to-date losses are now less than they were at the end of February. The chart below compares the performance of the TSP Folio investment strategy to a "buy and hold" portfolio consisting of 40% stocks and 60% bonds [2]. So far this year, the C Fund has grown 11.83%. The Thrift Savings Plan was created in 1987 with the G Fund as its only option.The C Fund and F Fund were added in 1988, and the S Fund and I Fund followed in 2001. Even with the unprecedented shock of COVID-19, all three allocations have performed respectably. TSP Returns in 2022: One Fund is Up and One Down 13.30%. Functionally, the TSP operates nearly identically to a 401 (k). To allow for a longer performance comparison, we extended the available TSP fund price history for the C, G, F, I, and S funds with their underlying index data. L 2025 Fund. ADVERTISEMENT. The charts below show the historical performance and risk of investing in the TSP S Fund. Summary: The TSP L 2025 Fund is a "fund of funds" invested in the TSP G, F, C, S, and I Funds. TSPDataCenter.com is the one stop resource for federal employees and federal retirees to find current and historical Thrift Savings Plan (TSP) share prices and rate data for performance of each of the core TSP funds (G Fund, F Fund, C Fund, S Fund I Fund) as well as the Lifecycle (L) Funds. Matching funds can be received on contributions of up to 5% of pay from there. L 2055 Fund. A description of each of the TSP funds is here. The G fund interest rate is . Most of the TSP S Fund returns in 2020 were from a single stock, Tesla. At the beginning of 2020 (pre-virus), over 40% of the Russell 2000 index (smallest half of the US stock market) had negative earnings. February 1, 2021. The biggest exception is the F Fund which is now down 5.68% for the year. C Fund. It was established by Congress in the Federal Employees' Retirement System Act of 1986 and offers the same types of savings and tax benefits that many private corporations offer their employees under 401(k) plans. Current Year (2022) Thrift Savings Plan Returns [Pinch-to-zoom/enlarge images below] Compare . The biggest pro for the lifecycle funds is that it puts someone on the general right path, and it attempts to keep the emotions out of the equation. January 3, 2022. Be sure to check back here to see when the new My Account is available. *Note: Due to continuing upgrades to the TSP site, updated fund prices have been unavailable since May 26. Menu. Thrift Savings Plan. The current shift in performance in TSP equity funds may be a repeat of the 2000 and 2007 market tops as money shifted from the small capitalization stocks to the safer larger companies. Over the last 10 years, TSP Coach has proven it is the best. The C Fund invests in the 500 large and mid-cap companies that . So far this year, the C . If you aren't putting at least 5% of your income into your TSP, to maximize the matching contributions from your agency, you're turning . It aims to achieve a moderate level of growth with a moderate emphasis on preservation of investment capital. The TSP's C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. View the historical annual performance of all of the Thrift Savings Plan (TSP) funds going all the way back to 1988. The TSP L 2025 Fund is one of the TSP Lifecycle Funds, designed for investors who plan to withdraw their money beginning 2021 through 2027. The table below compares TSP Coach returns to all the major TSP allocation plans minus fees. TSP Lifecycle Fund Performance. Daily, monthly and annual TSP performance, rates of . It is a defined contribution plan, similar to 401 (k) style retirement savings plans in the private sector. TSP Early Withdrawal Penalty: Roth and Traditional. It was established by Congress in the Federal Employees' Retirement System Act of 1986 and offers the same types of savings and tax benefits that many private corporations offer their employees under 401(k) plans. Installment payments that were scheduled to be paid May 24-May 31 were disbursed early on May 23. C Fund. As of 6/3/2022, the fund has a compound annual growth rate of 10.7%, annualized standard deviation of 20.5%, and Sharpe Ratio of 0.39. TSP Talk AutoTracker Login to the TSP Talk AutoTracker [more info] Top YTD Returns: Thru May 26 . The common stocks of the Thrift Savings Plan's C Fund boasted the strongest performance, gaining 5.33% in April. View historical monthly performance of . This data is gathered daily from the official TSP fund share price database resource found at: TSP Share Price History. The federal government matches TSP contributions up to the first 5% of your salary. January February March April May June July August September October November December 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 Skip to content. Previous Calendar Years TSP Fund Performance [Pinch-to-zoom/enlarge images below] Advertisement . It is also up 40.29% for the past 12 months and is up 12.61% so far in 2021. The S Fund grew by 0.03% in February, bringing . L 2055 Fund. In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. The difference between the TSP C and S fund is negligible compared the TSP G fund during bear markets or steep declines. The primary objective of the G Fund is the preservation of capital. I am not talking about market timing, I am talking about the market cycle. Getty Images. (It's now the 5th largest stock within the S&P 500). Advertisement. 1. The C Fund is still down 4.59% for the year-to-date but it is up 15.63% for the past 12 months. Many think the best TSP fund for growth is the TSP S fund simply because it has outperformed since 2003 when the funds were all set to a price of $10 a share. Many plans cost in excess of $200/year. Nearly all of the portfolios in the federal government's 401 (k)-style retirement savings program shook off a shaky November to end 2021 on a high note. $0.50 for every dollar on the next 2% of employee contributions.